Bajaj Allianz has recently launched Bajaj Allianz global healthcare plan. This plan is well suited for individuals who travel frequently or working across National boundaries. Global healthcare covers medical treatment outside India and within India also.
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Bajaj Allianz global healthcare plans
There are two variants available under Bajaj Allianz global healthcare plan.
Both covers domestic health insurance and international health insurance cover. Imperial Plan provide coverage up to 75 lac only whereas imperial plus plan Health cover is greater than 75 lac.
- Imperial plan
- imperial Plus plan
Bajaj Allianz global healthcare – Eligibility
| Feature | Bajaj Allianz Global Health Care |
| Entry Age | 18-65 years: Dependent Children: 3 months – 30 Yrs |
| Policy Period | 1 year only |
| Premium Payment | One time or on installment basis- Half yearly, Quarterly or Monthly |
| individual policy / floater policy? | This is an Individual Sum Insured policy |
| Who can Purchase? | Indian Nationals residing in India |
What is Covered In Bajaj Allianz Global Health Plan
- In-patient Hospitalization Treatment
- Room rent and Boarding expenses
- actual ICU expenses
- Nursing Expenses
- Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialists Fees.
- Anesthesia, Blood, Oxygen, Operation Theater Charges, surgical appliances,
- Dialysis, Chemotherapy, Radiotherapy, Physiotherapy
- Medicines & Drugs
- Cost of Artificial Limbs, cost of prosthetic devices implanted during surgical procedure like Pacemaker, orthopedic implants, cardiac valve replacements, vascular stents.
- Relevant laboratory diagnostic tests, X-ray and such similar expenses
- Emergency Inpatient Hospitalization for Dental Treatment arising from an Accident
Other coverage
| Feature | Bajaj Allianz Global Health Care ( Domestic Cover) | Bajaj Allianz Global Health Care ( International Cover) |
| Pre Hospitalization | 60 days immediately before You were Hospitalized | 45 days immediately before You were Hospitalized, |
| Post Hospitalization | 180 days immediately after You were discharged | 90 days immediately after You were discharged |
| Local (Road) Ambulance | Up to Sum Insured | Provided |
| Air Ambulance | reimbursed up to the limits specified in the Policy Schedule | *Imperial Plan USD 7,500Air Ambulance + Medical Evacuation – Up to SA (Imperial Plus Plan) |
| Day Care Procedures | Up to Sum Insured | Up to Sum Insured |
| Living Donor Medical Costs | Up to 5 lac | USD 30,000 Imperial Plan USD 50,000 Imperial Plus Plan |
| Annual Preventive Health Check-up | 5000 | NA |
| Ayurvedic / Homeopathic Hospitalization Expenses | Up to Sum Assured | NA |
| Mental Illness Treatment | Covered | Covered |
| Rehabilitation | INR 50000 | USD 750 /USD 2,300 |
| Modern Treatment Methods and Advancement in Technologies | expenses up to the limits specified in the Policy Schedule | expenses up to the limits specified in the Policy Schedule |
| Physiotherapy Benefit | NA | Covered |
| Alternate/Complementary Treatment Expenses | NA | Covered |
| Accommodation costs for one parent staying in Hospital with an Insured child under 18 years of age | NA | pay for reasonable accommodation costs of one parent , up to the limit specified in the Policy Schedule.(Applicable to Imperial Plus Plan only) |
| Medical repatriation (Applicable to Imperial Plus Plan only) | NA | If the necessary treatment isn’t available locally than one can choose to be medically evacuated to Your home country for treatment. cost of Your return trip (i.e. one way ticket) at economy rates, to the country from where you were repatriated.. |
*This cover is on a cashless basis only. To avail this service, You must contact Us on +353 1 630 1301. From this point onwards, The company will organize and coordinate for the Air Ambulance until You arrive safely at Your destination of care. If ambulance services are not organized by company, company reserve the right to decline all costs incurred
Additional benefits for Imperial Plus Policy
- Repatriation of mortal remains– Repatriation of mortal remains is the transportation of the Insured deceased remains from the principal country of residence to the country of burial.( USD 13,500 For Imperial Plus plan Only)
- In-patient cash benefit ( Daily Cash Benefit as specified in the Policy Schedule for maximum 25 nights)Daily cash of USD 175 Per night up to max 25 night is given while the insured is admitted to the hospital abroad.
- Palliative care – On diagnosis of a Terminal Illness( for any ongoing treatment) given on the advice of a Medical Practitioner, which aims to alleviate the physical/psychological suffering associated with progressive, incurable Illness and to maintain quality of life. It includes Inpatient, day-care and out-patient treatment. The company will pay for physical care, psychological care, Hospital or hospice accommodation, nursing care and prescription drugs.
- This cover is subject to the Sum Insured, sub-limits, terms, conditions and definitions, exclusions contained or otherwise expressed in this Policy.
- OUT-PATIENT BENEFITS FOR INTERNATIONAL COVER – IN case of doctor consultation abroad, The consultation cost is covered. The following charges are covered for OPD Cover ( please refer the table given below)
- Medical Practitioner fees
- Specialist fees
- Diagnostic tests
- Prescription drugs
Medical Test for buying the Global Health Plan
On the basis of sum assured opted, One has to undergo medical test. Please refer table for Medical test requirement.
Imperial Plan/ Imperial Plus Plan Premium Chart
To know the premium please refer to the brochure link given below-
